1.4 million Pennsylvanians were uninsured and another 1.1 million were underinsured in 2012, according to a new report.
The report, America’s Uninsured: A State-by-State Look at Health Insurance Affordability Prior to the New Coverage Expansions, was produced by the Commonwealth Fund.
According to the Central Penn Business Journal, the report defines “underinsured” as
those whose households spent a high share of annual income on medical care — 10 percent or more of income on medical care, excluding premiums, or 5 percent or more if income was under 200 percent of the federal poverty level. It did not include insured people who needed care but went without it because of the out-of-pocket costs they would incur or the insured who stayed healthy during the year but whose health insurance would have exposed them to high medical costs had they needed and sought care.
Read about the Commonwealth Fund study in this Central Penn Business Journal article and find the study itself here.